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How long does the service take?

Why do I have to have a monitoring account?

Why do I have to prove my identity?

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There is no fast and easy answer to this question. The time it takes to repair your credit is completely dependent upon your personal situation. We value each member's unique situation, and provide customized plans to suit varying member needs. In general, clients are usually with us from 2 to 6 months. However, this is not saying all items will be removed in that time frame.

Why do I have to prove my identity?

Why do I have to have a monitoring account?

Why do I have to prove my identity?

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The simple answer is because the credit bureaus say so. Unfortunately, there is wording in the law to require you to give them information. If you don't supply the proof of your identity and address, the bureaus will simply ignore your dispute and we will get nowhere. 
 


Below is a list of what can be used as proofs. You must send at least two of the following:  

  • Driver's License  
  • Utility Bill  
  • Pay Stub with Social 
  • Security number  
  • W2 Form  
  • Lease Agreement  
  • Bank Statement  
  • Cancelled Check

Why do I have to have a monitoring account?

Why do I have to have a monitoring account?

Why do I have to have a monitoring account?

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A monitoring program is a good way of tracking the credit repair progress. Most monitoring services also provide access to a new tri-merged credit report once per month. You keeping a monitoring service allows us to see exactly what needs to be done, and check up on the bureaus and creditors. When they say something has been changed, we want to make sure it is REALLY changed. Keeping a monitoring service is a requirement of our service.

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Your Data is Secured with us!

Why should you trust us?

  • As one of the leading finance company nationwide, We, the five star mastery make sure that we will lessen your worries. We make your security as number one of our priority. We valued your privacy as you value your company as well. 


  • All information are safe and confidential, everything are encrypted on our data server in which the authorized person only can access with further verification.


  • We know the importance of data security, since we are now business partners we aim to protect your legacy. 

FCRA and FDCPA Laws

Fair Credit Reporting Act:

Fair Debt Collection Practices Act:

Fair Debt Collection Practices Act:

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We Leverage FCRA Law on your Behalf. If ANY of the the information on your Credit Report is Inaccurate, unverifiable or incomplete it must be removed or corrected, within 30 days. If the Bureaus do not Comply with our Disputes, and the information in question continues to be reported, they are in violation of FCRA Laws. We work directly with Top attorneys Who use Legal demand for Forced Removal of Violations.


Click on any of the Highlighted Links below to learn more.


The Fair Credit Reporting Act, 15 U.S.C. § 1681 (“FCRA”) is U.S. Federal Government legislation enacted to promote the accuracy, fairness, and privacy of consumer information contained in the files of consumer reporting agencies. It was intended to protect consumers from the willful and/or negligent inclusion of inaccurate information in their credit reports. To that end, the FCRA regulates the collection, dissemination, and use of consumer information, including consumer credit information. Together with the Fair Debt Collection Practices Act ("FDCPA"), the FCRA forms the foundation of consumer rights law in the United States. It was originally passed in 1970, and is enforced by the US Federal Trade Commission, the Consumer Financial Protection Bureau and private litigants. 

Fair Debt Collection Practices Act:

Fair Debt Collection Practices Act:

Fair Debt Collection Practices Act:

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If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.


Click on any of the Highlighted Links below to learn more.


The Fair Debt Collection Practices Act (FDCPA), Pub. L. 95-109; 91 Stat. 874, codified as 15 U.S.C. § 1692 –1692p, approved on September 20, 1977 (and as subsequently amended) is a consumer protection amendment, establishing legal protection from abusive debt collection practices, to the Consumer Credit Protection Act, as Title VIII of that Act. The statute's stated purposes are: to eliminate abusive practices in the collection of consumer debts, to promote fair debt collection, and to provide consumers with an avenue for disputing and obtaining validation of debt information in order to ensure the information's accuracy. [1] The Act creates guidelines under which debt collectors may conduct business, defines rights of consumers involved with debt collectors, and prescribes penalties and remedies for violations of the Act. [2] It is sometimes used in conjunction with the Fair Credit Reporting Act.